Personal Financial Planning, 4e

Kwok Ho, Chris Robinson    

Captus Press, ISBN 978-1-55322-093-0 (2005)
636 pages, 1030 g, 7 X 9.25, $69.50 (US$69.50)

A comprehensive textbook primarily for undergraduate and graduate level courses in personal finance.

This leading and authoritative Canadian textbook is the most up-to-date and rigorous publication available for a thorough treatment of personal financial planning. It is complete with a website that contains learning supplements for students and comprehensive teaching aids for instructors such as a test bank, PowerPoint slides, tax updates, an instructor’s manual and much more.

Also available is PlanPlus for Students (formerly, Super Rep Lite), the windows-based software for personal financial planning, developed by PlanPlus Inc. A special package price is available when you purchase the Personal Financial Planning book and PlanPlus software together:

Personal Financial Planning, 4th. Ed. + PlanPlus for Students (web-based software), $90.50 (US$82.25)

Visit the book website

Table of Contents   top

(abbreviated)

Preface

Chapter 1 Introduction
Chapter 2 Time Value of Money
Chapter 3 Setting Goals and the Financial Planning Process
Chapter 4 Measuring and Controlling Personal Finances
Chapter 5 Family Law
Chapter 6 The Life Cycle and Financial Intermediation
Chapter 7 Personal Income Tax
Chapter 8 Income Tax Planning
Chapter 9 Risk Management
Chapter 10 Life, Health and Disability Insurance
Chapter 11 Property, Home and Automobile Insurance
Chapter 12 Credit and Debt Management
Chapter 13 Buying a Home and Mortgage Financing
Chapter 14 Principles of Investment
Chapter 15 Types of Investments
Chapter 16 Mutual Funds
Chapter 17 Retirement Planning
Chapter 18 Maturation of the Retirement Plan
Chapter 19 Comprehensive Planning
Chapter 20 Ethics for Personal Financial Planners

Appendices

  • Appendix A1 Present Value of $1 Received n Periods in the Future
  • Appendix A2 Future Value of $1 Compounded for n Periods
  • Appendix A3 Present Value of an Annuity of $1 Per Period for n Periods
  • Appendix A4 Future Value of an Annuity of $1 Per Period for n Periods
  • Appendix B Standard Mortality Tables
  • Appendix C The Normal Distribution
  • Appendix D Nominal Returns of Asset Classes, 1957-2004 (in %)
  • Appendix E Real Returns of Asset Classes, 1957-2004 (in %)

Index

About the Authors

Instructor Resources   top

Comprehensive teaching aids for instructors are available including:

  • Instructor's Manual
  • Testbank
  • PowerPoint slides

Visit the Instructor's Resources website

Related Resources   top

About the Author   top

Kwok Ho is Associate Professor of Finance, School of Administrative Studies, Atkinson Faculty of Liberal and Professional Studies, York University, where he teaches personal and corporate finance. He received his Ph.D. in finance from the University of Toronto in 1982, his Certified Management Accountant designation in 1985 and his Certified Financial Planner designation in 1999. Prior to his academic career, he gained extensive business experience in Hong Kong, China, Japan and Canada. Writing with Moshe Milevsky and Chris Robinson, he has won a number of best paper awards for his research in retirement planning. His research has appeared in journals such as Financial Services Review, Review of Quantitative Finance and Accounting, International Review of Financial Analysis and Canadian Investment Review. His current research interest include personal finance, dividend policy and capital structure.

Chris Robinson is Associate Professor of Finance, School of Administrative Studies, Atkinson Faculty of Liberal and Professional Studies, York University, where he teaches personal finance, financial statement analysis and environmental management. He articled with Thorne Riddell (now KPMG) and received his Chartered Accountant designation in 1977. He received his Ph.D. in finance from the University of Toronto in 1985 and his Certified Financial Planner designation in 1999. He is a founding editor of Alternative Perspectives on Finance and Accounting. His research has appeared in journals like Financial Services Review, Canadian Journal of Administrative Science, Review of Quantitative Finance and Accounting, North American Actuarial Journal, International Review of Financial Analysis and Canadian Investment Review. He was a contributing editor of The Financial Post, International Accounting Bulletin and World Accounting Report during the 1980s. He has won several best paper awards for his research in personal finance, with a variety of co-authors. His current research interests include personal finance, alternative and critical perspectives on finance and accounting, environmental management, dividend policy, executive compensation and ownership and control of Canadian corporations.